3 cars Parked outside

3 Things You Are Missing When You Own a Car

You wake up in the morning.  Sip a cup of coffee.  Have a refreshing shower.  Brush up your suit and head to work.  Early in the morning, you drive up your car which you have been using for 10 years and park it on the best spot in your office building.  Then after your busy day, you drive him down the road and hit home.  You don’t realize after you drive your favourite car you are missing a lot of things in your life.  Owning a car gives your comfort but here are the 3 Things You Are Missing. 


Commuting is the best exercise without paying for high rates on your gym membership.  Walking down the alleys and underpass and footbridges will lose a lot of calories & burn fats easier.  But it is how much you walk that matter.  A rule of thumb is that about 100 calories per mile are burned for a 180-pound person and 65 calories per mile are burned for a 120-pound person.

 If you work a regular job from 8 am to 5pm, where you do n’t have time to go to the gym, at the end of the day you get good health for free.   There were programs in some cities in Metro Manila that promote biking as an option to commute going to work and back home.  Of course, you have to take a certain precaution when you do that. 


Your money for life is very important especially if you are a one member earner in your family where you pay for all the big items at home.  When you do n’t own a car the following are the major things you are saving up that you could allocate to your major consumption or to your investments for your financial success.  

Car Maintenance
*base on from the ecompare.com


Peace of Mind – the peace of mind is something that you cannot buy or pay when you own a car.   When you don’t think of those major bills to pay and items to consider on your paycheck, that’s peace of mind.  When you don’t own a car you get yourself free from a headache that brings burden to you before you even get your paycheck.  

I’ve taken to write about this, to encourage the 80% of commuters who could not see the best side of commuting daily.   At the end of your day, you reach your home tired from the hustle and bustle of walking down the street and striving to get to the bus station or jeepney but you will save a lot and enjoy the savings and investment you could give to your family for their future needs.   When you’re gone they will surely remember you from all the sacrifices that you made.  Because your family matters every focus that you make spells a lot for them. 


Let me clarify, the focus of this article is to be able to save and use the extra money for your investment.  We work and we play but at the end of the day, we make use of your money to prepare for the good future of your family and your children’s better education.   Keep in mind that it does not matter how fast you made this steps but it is how long you made the difference for your life and your future success.  

After you have saved up.  Its time to grow your money while you are working.  Check out the below article and get the best advise you can get to understand more about your financial status and how will we be able to help you attain better financial health. 

Basic Investment Tips

 Do not forget to invest for long term

  Everybody should have a 5 year 10 year goal.  Investing in the stock market has grown more than double. So, do n’t be frightened by the volatility because it is included in the experience of investing. Just keep it there because chances are you can double your money in 5 years or if not, wait for a little while it will double in few years… 

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9 thoughts on “3 Things You Are Missing When You Own a Car

  1. I miss exercise the most when I use my car. But inevitably sometimes I need to go shopping for groceries after work so I use it.

  2. Totally agreed with this post! Over here in Singapore, we have the COE, Certificate Of Entitlement for car’s owner. Not only car owners needed to purchase the car, he or she has to purchase the COE too, and it cost a bomb, can be easily cost SGD 50k/ USD 36k and the COE only last for 10 years. After that you need to renew it again. I would rather use the money to invest in some bonds or shares.

    1. Thanks for your comment. The real purpose of this is to create awareness that there is something we can see in daily commuting. Above all, we also want to give an option that they can a lot the savings to investments. Doing this for the family still.

  3. I dont own a car, and I don’t need it yet. So walking is the exercise I love. Leaving and working just here in BGC makes my life even better.

  4. I agree with this list! But sometimes when you live in the middle of nowhere you have no choice but to drive.. I hate driving and avoid it whenever possible though! lol

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